货运风险是公路运输业中的常见问题,若不加以规避,难免给物流企业和货主带来经济损失.当然,是否需要拟办理保价或保险,完全以托运人自愿为原则.
Freight risk is a common problem in highway transportation. If we do not evade it, it will inevitably bring economic losses to logistics enterprises and shippers. Of course, whether we need to plan insurance or insurance is entirely based on the voluntary principle of shippers.
货物运输保价责任的基础主要是因为公路责任造成的货物损失,公路为了减少事故赔偿,必然要认真对待货运事故,而且货物保价运输是运输合同的组成部分,公路作为合同的一方直接参加货物的运输工作,并通过对事故的调查、分析、总结,有条件对保价货物采取安全管理措施,改进内部的管理工作,提高货物运输安全质量和服务质量.
The basic transport of goods insured responsibility is mainly because the road liability caused by the loss of the goods, in order to reduce highway accident compensation, must treat freight accident seriously, and freight transportation is a part of the contract of carriage, the highway as a party to the contract directly in the transport of goods, and through to the accident investigation, analysis and summary. Qualified safety management measures for insured goods, improve internal management, improve the quality of goods transportation safety and service quality.
从这方面讲,公路与托运人利益是一致的.从赔偿方面讲,托运人虽然支付了保价金,但公路以货物实际价格承运,发生公路责任时,按不超过保价额赔偿,托运人能得到合情合理的经济利益,因此,保价运输解决了公路限额赔偿不足的矛盾.
From this perspective, the interests of highway and the shipper is consistent. From the aspect of compensation, the shipper may pay insurance gold, but the actual price of goods to the carrier of highway, highway responsibility, not exceeding the insured amount of compensation, the shipper can be perfectly logical and reasonable economic benefit, therefore, to solve the contradiction of highway transport price the limit of inadequate compensation.
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